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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,829 | $99,032-44.6% | $80,022-31.5% | $135,379-59.5% |
| Participation rate | 92.3% | 78.4%+14.0pp | 75.8%+16.5pp | 82.6%+9.7pp |
| Annual return | -11.00% | 15.39%-26.4pp | 11.22%-22.2pp | 519.79%-530.8pp |
| Employer contribution / active EE | $1,809 | $3,043-40.6% | $2,468-26.7% | $4,779-62.1% |
| Participant deferral / active EE | $6,312 | $4,282+47.4% | $3,686+71.3% | $5,609+12.5% |
| Admin fee / account holder | $5,150 | $10,436-50.7% | $6,521-21.0% | $10,828-52.4% |