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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,144 | $63,346+370.7% | $92,240+223.2% | $70,126+325.2% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 17.53% | 530.19%-512.7pp | 176.29%-158.8pp | 73.15%-55.6pp |
| Employer contribution / active EE | $7,176 | $2,471+190.4% | $3,680+95.0% | $2,343+206.4% |
| Participant deferral / active EE | $7,260 | $2,854+154.4% | $3,897+86.3% | $3,332+117.9% |
| Admin fee / account holder | $4,428 | $3,841+15.3% | $5,194-14.8% | $4,645-4.7% |