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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,773 | $73,988+539.0% | $96,538+389.7% | $75,177+528.9% |
| Participation rate | 92.9% | 66.4%+26.4pp | 74.3%+18.5pp | 67.2%+25.7pp |
| Annual return | 7.43% | 26.73%-19.3pp | 35.74%-28.3pp | 160.75%-153.3pp |
| Employer contribution / active EE | $11,151 | $2,930+280.5% | $3,740+198.1% | $2,671+317.5% |
| Participant deferral / active EE | $10,133 | $3,660+176.8% | $4,880+107.6% | $4,126+145.6% |
| Admin fee / account holder | $7,666 | $5,220+46.9% | $6,737+13.8% | $5,651+35.7% |