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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,368 | $64,729+583.4% | $112,263+294.0% | $68,490+545.9% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -14.04% | -11.40%-2.6pp | 27.49%-41.5pp | -7.85%-6.2pp |
| Employer contribution / active EE | $15,645 | $2,746+469.7% | $3,636+330.3% | $2,597+502.5% |
| Participant deferral / active EE | $9,490 | $3,566+166.2% | $4,729+100.7% | $4,028+135.6% |
| Admin fee / account holder | $6,399 | $5,222+22.5% | $6,410-0.2% | $5,403+18.4% |