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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,630 | $78,682+496.9% | $109,188+330.1% | $85,851+447.0% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 16.97% | 25.09%-8.1pp | 25.76%-8.8pp | 318.63%-301.7pp |
| Employer contribution / active EE | $18,655 | $2,734+582.4% | $3,723+401.1% | $2,565+627.2% |
| Participant deferral / active EE | $10,653 | $3,468+207.2% | $4,654+128.9% | $3,952+169.5% |
| Admin fee / account holder | $7,851 | $5,470+43.5% | $6,755+16.2% | $6,261+25.4% |