Filings through Oct 24, 2026.

Caterpillar Inc. Tax Deferred Retirement Plan

Name: CATERPILLAR INC. - CATERPILLAR INC. TAX DEFERRED RETIREMENT PLAN (2025) Form 5500
Creator: CATERPILLAR INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CATERPILLAR INC. TAX DEFERRED RETIREMENT PLAN, CATERPILLAR INC.

Caterpillar Inc.EIN 37-0602744Plan #033PY 2025

5205 N. O'CONNOR BOULEVARD, SUITE 100 - IRVING, TX 75039972-891-7700caterpillar.comLinkedIn10001+ employeesmachinery

Other plans on this EIN

5 filings

#035Retirement-$23.06B assets #002Retirement-$9.40B assets #001Retirement-$2.37B assets #037Retirement-$55.7M assets #039Retirement-$46.6M assets

How to read this page

Prospect flags

1 of 17 flags tripped on the 2025 filing.

How flags work

Opportunity
Low participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
Schedule H, line 2a(1)(B)

Total assets (EOY)

$912.5M

+21.8% from 2024

Total participants

9,341

-4.8% from 2024

Average account balance

$98,063

+28.2% from 2024

Annual return

25.52%

+10.95 pp from 2024

Benchmarks

This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.

Peer benchmarks

We rank each metric against plans of the same size, type and industry.

Schedule H, Parts I and II See about 129 peers

Industry: 33 - Manufacturing
Plan type: Defined contribution
Participants: 5,000-9,999
Cohort: 129 peers
Snapshot: 2025

MetricThis planAmong peersPercentile

Annual return

Percentile

Average balance

Percentile

Participation rate

Percentile

Employer contribution per participant

Percentile

Employee contribution per participant

Percentile

Administrative expense per participant

Percentile

Middle 50% of peersPeer medianThis plan

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Plan history

Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.

2025 filing

Total assets (EOY): $912,480,163
Participants: 9,341
Contributions: $45,476,662
Annual return: 25.52%

2024 filing

Total assets (EOY): Dollar amount available on Pro
Participants: Count available on Pro
Contributions: Dollar amount available on Pro
Annual return: Percentage available on Pro

2023 filing

Total assets (EOY): Dollar amount available on Pro
Participants: Count available on Pro
Contributions: Dollar amount available on Pro
Annual return: Percentage available on Pro

Older filings: assets, participants, contributions and return for each year are on Pro.

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Expense breakdown

$768K in admin expenses, $82 per participant (all participants, line 6f).

Schedule H, line 2i

Investment mgmt$265K (35%)
Contract admin$175K (23%)
Recordkeeping$167K (22%)
Trustee / custodial$72K (9%)
Other / not subdivided$71K (9%)
Salaries / allowances$18K (2%)

Admin expense ratio

0.084%

Admin expenses as % of EOY assets; fund fees not included

Categories reported

5 / 9

subdivided buckets used

Providers

This section shows who is paid to serve the plan, who audits it and who signs the filing.

Service providers

Top 8 by compensation.

Schedule C

Provider	Service type	Compensation
ALIGHT SOLUTIONS LLC9 years Filed as: ALIGHT FINANCIAL ADVISORS, LLC Service code 26 · EIN 82-1061233 Advisory (Participants)	Advisory (Participants)	$260,580
STRATEGIC BENEFIT ADVISORS11+ years Service code 13 · EIN 03-0415817 Contract Administrator	Contract Administrator	$175,481
ALIGHT SOLUTIONS LLC9 years Service code 15 · EIN 82-1061233 Recordkeeping	Recordkeeping	$166,835
BNY MELLON11+ years Filed as: PERSHING LLC Service code 59 · EIN 13-2741729 Shareholder Servicing	Shareholder Servicing	$77,007
NORTHERN TRUST COMPANY11+ years Service code 21 · EIN 36-1561860 Bank Trustee	Bank Trustee	$72,216
PWC11+ years Filed as: PRICEWATERHOUSECOOPERS LLP Service code 10 · EIN 13-4008324 Accounting	Accounting	$67,000
CATERPILLAR INC3 years Service code 30 · EIN 37-0602744 Direct payment from the plan; Employe...	Direct payment from the plan; Employe...	$17,850
ALIGHT SOLUTIONS LLC9 years Filed as: ALIGHT FINANCIAL SOLUTIONS, LLC Service code 33 · EIN 82-1061233 Securities brokerage; Distribution (1...	Securities brokerage; Distribution (1...	$10,956

Audit opinion

Schedule H, Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor: PRICEWATERHOUSECOOPERS LLP
Auditor EIN: 13-4008324
Audit fees: $67,000
Opinion code: Unqualified

Plan design

Plan features from the filing, actuarial disclosures and related pages.

Plan features

11 feature codes on the 2025 filing.

Line 8a

Plan feature codes2A2F2G2J2K2O2R2S2T3F3H

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Top hat statement on fileNQDC

Filed November 17, 2020 (most recent of 12 filings on file).

Open the filing PDF

Plan administrator

Caterpillar Inc.

Peoria, IL 61629

Plans declared (1)

Caterpillar Inc. Section 409A Compliance Deferred Compensation Plan1 emp

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Provider

Compensation

ALIGHT SOLUTIONS LLC9 years

Filed as: ALIGHT FINANCIAL ADVISORS, LLC

Service code 26 · EIN 82-1061233

Advisory (Participants)

$260,580

STRATEGIC BENEFIT ADVISORS11+ years

Service code 13 · EIN 03-0415817

Contract Administrator

$175,481

ALIGHT SOLUTIONS LLC9 years

Service code 15 · EIN 82-1061233

Recordkeeping

$166,835

BNY MELLON11+ years

Filed as: PERSHING LLC

Service code 59 · EIN 13-2741729

Shareholder Servicing

$77,007

NORTHERN TRUST COMPANY11+ years

Service code 21 · EIN 36-1561860

Bank Trustee

$72,216

PWC11+ years

Filed as: PRICEWATERHOUSECOOPERS LLP

Service code 10 · EIN 13-4008324

Accounting

$67,000

CATERPILLAR INC3 years

Service code 30 · EIN 37-0602744

Direct payment from the plan; Employe...

$17,850

ALIGHT SOLUTIONS LLC9 years

Filed as: ALIGHT FINANCIAL SOLUTIONS, LLC

Service code 33 · EIN 82-1061233

Securities brokerage; Distribution (1...

$10,956

Caterpillar Inc. Tax Deferred Retirement Plan

Prospect flags

Benchmarks

Peer benchmarks

Plan history

Expense breakdown

Providers

Service providers

Audit opinion

Plan design

Plan features

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Caterpillar Inc. Tax Deferred Retirement Plan

Prospect flags

Benchmarks

Peer benchmarks

Plan history

Expense breakdown

Providers

Service providers

Audit opinion

People on file

5500 filings

Plan design

Plan features

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

People on file

5500 filings

Caterpillar Inc. Tax Deferred Retirement Plan

Prospect flagsi

Summary metrics

Benchmarks

Peer benchmarksi

Plan history

Expense breakdowni

Providers

Service providersi

Audit opinioni

Plan design

Plan features

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Caterpillar Inc. Tax Deferred Retirement Plan

Prospect flagsi

Summary metrics

Benchmarks

Peer benchmarksi

Plan history

Expense breakdowni

Providers

Service providersi

Audit opinioni

People on file

5500 filings

Plan design

Plan features

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

People on file

5500 filings

Prospect flags

Peer benchmarks

Expense breakdown

Service providers

Audit opinion

Prospect flags

Peer benchmarks

Expense breakdown

Service providers

Audit opinion