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  2. CATERPILLAR INC.
Sponsor portfolioTH

CATERPILLAR INC.

EIN 37-0602744-machinery-Latest filing 2025
Plans
17
Retirement
6
$35.64B assets
Welfare
11
$103.8M premiums
Participants
329,863
5205 N. O'CONNOR BOULEVARD, SUITE 100 - IRVING, TX 75039972-891-7700caterpillar.comLinkedIn10001+ employeesmachinery
Plans on this EIN
17 filings
#035ESOP-$23.06B - 59,937 part#002CashBalance-$9.19B - 38,251 part#001TraditionalDB-$2.37B - 23,789 part#033ESOP-$912.5M - 9,341 part#037ESOP-$55.7M - 462 part#039CashBalance-$46.0M - 732 part#543Mixed-$38.5M - 6,991 lives#541Mixed-$28.2M - 54,586 lives#542Mixed-$12.2M - 19,369 lives#536Mixed-$10.2M - 7,965 lives#501Mixed-$9.7M - 19,369 lives#546Fully Insured-$2.7M - 430 lives#544Mixed-$2.1M - 7,965 lives#503Fully Insured-$248K - 30,021 lives#531Unknown-0 lives#535Self Funded-0 lives#539Unknown-0 lives

Retirement portfolio analytics

6 plans aggregated / $35.64B assets / 132,512 participants

Assets by plan

Share of aggregate retirement assets

65%top
  • CATERPILLAR 401(K) Savings (#035)65%
  • RETIREMENT INCOME PLAN (#002)26%
  • INC. NON-CONTRIBUTORY PENSION (#001)7%
  • DEFERRED RETIREMENT PLAN (#033)3%
  • HOURLY EMPLOYEES' Savings (#037)0%
  • +1 more
Total $35.64BClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
100%top
  • ALIGHT SOLUTIONS LLC100%
Total $35.64BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • CATERPILLAR 401(K) Savings (#035)59,937
  • RETIREMENT INCOME PLAN (#002)38,251
  • INC. NON-CONTRIBUTORY PENSION (#001)23,789
  • DEFERRED RETIREMENT PLAN (#033)9,341
  • HOURLY EMPLOYEES' PENSION (#039)732
  • HOURLY EMPLOYEES' Savings (#037)462
Total 132,512Click row to drill in

Benefits portfolio analytics

11 plans / $103.8M premiums / 146,696 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$75.9M
  • Life$74.3M
  • Short-term disability$17.4M
  • Health$2.7M
  • Dental$2.7M
  • Vision$2.7M
Total $82.0M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
91%top
  • METROPOLITAN LIFE INSURANCE COMPANY91%
  • RELIASTAR LIFE INSURANCE COMPANY4%
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY3%
  • ARAG INSURANCE COMPANY2%
  • NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA0%
Total $82.0M5 slices

Broker market share

Schedule A broker compensation

Split broker
84%top
  • MERCER HEALTH AND BENEFITS, LLC84%
  • AON CONSULTING INC16%
Total $1.3M2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#035

CATERPILLAR 401(K) SAVINGS PLAN

ESOP

Assets$23.06B
Participants59,937
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

CATERPILLAR INC. RETIREMENT INCOME PLAN

CashBalance

Assets$9.19B
Participants38,251
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

CATERPILLAR INC. NON-CONTRIBUTORY PENSION PLAN

TraditionalDB

Assets$2.37B
Participants23,789
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#033

CATERPILLAR INC. TAX DEFERRED RETIREMENT PLAN

ESOP

Assets$912.5M
Participants9,341
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#037

CATERPILLAR GLOBAL MINING LEGACY HOURLY EMPLOYEES' SAVINGS PLAN

ESOP

Assets$55.7M
Participants462
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#039

CATERPILLAR GLOBAL MINING LEGACY HOURLY EMPLOYEES' PENSION PLAN

CashBalance

Assets$46.0M
Participants732
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#543

CATERPILLAR GLOBAL MINING LEGACY HOURLY EMPLOYEES WELFARE PLAN

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$38.5M
Covered lives6,991
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#541

CATERPILLAR INC. EMPLOYEE HEALTH, LIFE AND DISABILITY BENEFIT PROGRAM

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$28.2M
Covered lives54,586
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#542

CATERPILLAR INC. RETIREE GROUP INSURANCE PLAN

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$12.2M
Covered lives19,369
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#536

CATERPILLAR INC. DISABILITY AND LIFE INSURANCE PLAN FOR BARGAINING UNIT EMPLOYEES A/K/A GROUP INSURANCE PLAN B

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$10.2M
Covered lives7,965
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

CATERPILLAR INC. RETIREE BENEFIT PROGRAM

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$9.7M
Covered lives19,369
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#546

CATERPILLAR INC. INTERNATIONAL SERVICE EMPLOYEE HEALTHCARE PLAN

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY

Premiums$2.7M
Covered lives430
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#544

CATERPILLAR GLOBAL MINING LEGACY WELFARE PLAN FOR DENISON STEELWORKERS (CGM-DENSION)

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$2.1M
Covered lives7,965
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

CATERPILLAR INC. BUSINESS TRAVEL ACCIDENT PLAN

Fully Insured - NATIONAL UNION FIRE INS. CO. OF PITTSBURGH,PA

Premiums$248K
Covered lives30,021
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#531

CATERPILLAR INC. FLEXIBLE SPENDING ACCOUNT PLAN

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#535

CATERPILLAR INC. EMPLOYEE ASSISTANCE PROGRAM

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#539

CATERPILLAR INC. SUPPLEMENTAL UNEMPLOYMENT BENEFIT PLAN FOR CERTAIN NON-REPRESENTED PERSONNEL

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans6

Plan #NameTypeAssetsParticipantsLatest year
035CATERPILLAR 401(K) SAVINGS PLANESOP$23.06B59,9372025
002CATERPILLAR INC. RETIREMENT INCOME PLANCashBalance$9.19B38,2512024
001CATERPILLAR INC. NON-CONTRIBUTORY PENSION PLANTraditionalDB$2.37B23,7892024
033CATERPILLAR INC. TAX DEFERRED RETIREMENT PLANESOP$912.5M9,3412025
037CATERPILLAR GLOBAL MINING LEGACY HOURLY EMPLOYEES' SAVINGS PLANESOP$55.7M4622025
039CATERPILLAR GLOBAL MINING LEGACY HOURLY EMPLOYEES' PENSION PLANCashBalance$46.0M7322024

Welfare plans11

Plan #NameFundingCarrierPremiumsCoveredLatest year
543CATERPILLAR GLOBAL MINING LEGACY HOURLY EMPLOYEES WELFARE PLANMixedMETROPOLITAN LIFE INSURANCE COMPANY$38.5M6,9912025
541CATERPILLAR INC. EMPLOYEE HEALTH, LIFE AND DISABILITY BENEFIT PROGRAMMixedMETROPOLITAN LIFE INSURANCE COMPANY$28.2M54,5862025
542CATERPILLAR INC. RETIREE GROUP INSURANCE PLANMixedMETROPOLITAN LIFE INSURANCE COMPANY$12.2M19,3692024
536CATERPILLAR INC. DISABILITY AND LIFE INSURANCE PLAN FOR BARGAINING UNIT EMPLOYEES A/K/A GROUP INSURANCE PLAN BMixedMETROPOLITAN LIFE INSURANCE COMPANY$10.2M7,9652025
501CATERPILLAR INC. RETIREE BENEFIT PROGRAMMixedMETROPOLITAN LIFE INSURANCE COMPANY$9.7M19,3692024
546CATERPILLAR INC. INTERNATIONAL SERVICE EMPLOYEE HEALTHCARE PLANFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY$2.7M4302025
544CATERPILLAR GLOBAL MINING LEGACY WELFARE PLAN FOR DENISON STEELWORKERS (CGM-DENSION)MixedMETROPOLITAN LIFE INSURANCE COMPANY$2.1M7,9652025
503CATERPILLAR INC. BUSINESS TRAVEL ACCIDENT PLANFully InsuredNATIONAL UNION FIRE INS. CO. OF PITTSBURGH,PA$248K30,0212025
531CATERPILLAR INC. FLEXIBLE SPENDING ACCOUNT PLANUnknown-$002025
535CATERPILLAR INC. EMPLOYEE ASSISTANCE PROGRAMSelf Funded-$002025
539CATERPILLAR INC. SUPPLEMENTAL UNEMPLOYMENT BENEFIT PLAN FOR CERTAIN NON-REPRESENTED PERSONNELUnknown-$002025
Retirement plans
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