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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,398 | $78,707-63.9% | $117,861-75.9% | $70,126-59.5% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 12.37% | 23.30%-10.9pp | 335.11%-322.7pp | 73.15%-60.8pp |
| Employer contribution / active EE | $1,679 | $2,223-24.5% | $3,786-55.7% | $2,343-28.3% |
| Participant deferral / active EE | $2,159 | $3,297-34.5% | $4,482-51.8% | $3,332-35.2% |
| Admin fee / account holder | $4,346 | $5,066-14.2% | $8,021-45.8% | $4,645-6.5% |