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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,035 | $91,559-63.9% | $133,978-75.3% | $79,856-58.6% |
| Participation rate | 96.4% | 73.3%+23.1pp | 79.8%+16.6pp | 69.6%+26.8pp |
| Annual return | -3.60% | 61.85%-65.5pp | 45.10%-48.7pp | 31.71%-35.3pp |
| Employer contribution / active EE | $2,170 | $2,384-9.0% | $3,919-44.6% | $2,471-12.2% |
| Participant deferral / active EE | $2,582 | $3,734-30.9% | $5,047-48.8% | $3,741-31.0% |
| Admin fee / account holder | $1,666 | $6,321-73.6% | $8,930-81.3% | $5,306-68.6% |