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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,699 | $83,485-63.2% | $125,195-75.5% | $72,976-57.9% |
| Participation rate | 84.4% | 73.3%+11.1pp | 79.8%+4.6pp | 69.5%+14.9pp |
| Annual return | 4.09% | 25.77%-21.7pp | 43.79%-39.7pp | 81.02%-76.9pp |
| Employer contribution / active EE | $1,867 | $2,346-20.4% | $3,866-51.7% | $2,440-23.5% |
| Participant deferral / active EE | $2,061 | $3,586-42.5% | $4,937-58.3% | $3,608-42.9% |
| Admin fee / account holder | $867 | $5,518-84.3% | $9,704-91.1% | $5,124-83.1% |