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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,049 | $91,536-55.2% | $130,062-68.4% | $75,177-45.4% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 1.51% | -631.62%+633.1pp | -137.37%+138.9pp | 160.75%-159.2pp |
| Employer contribution / active EE | $2,389 | $2,845-16.0% | $4,322-44.7% | $2,671-10.6% |
| Participant deferral / active EE | $2,232 | $4,343-48.6% | $5,821-61.7% | $4,126-45.9% |
| Admin fee / account holder | $1,800 | $6,780-73.4% | $10,601-83.0% | $5,651-68.1% |