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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,072 | $52,580-6.7% | $71,671-31.5% | $70,126-30.0% |
| Participation rate | 54.0% | 60.9%-6.9pp | 68.7%-14.7pp | 69.5%-15.5pp |
| Annual return | 13.50% | 20.25%-6.8pp | 20.65%-7.1pp | 73.15%-59.6pp |
| Employer contribution / active EE | $1,177 | $1,616-27.2% | $2,460-52.2% | $2,343-49.8% |
| Participant deferral / active EE | $1,808 | $2,386-24.2% | $3,438-47.4% | $3,332-45.7% |
| Admin fee / account holder | $591 | $3,653-83.8% | $5,558-89.4% | $4,645-87.3% |