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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC1 year Service code 27 · EIN 20-1903821 | Advisory (Plan) | $9,057 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,176 | $55,636+2.8% | $81,982-30.3% | $73,497-22.2% |
| Participation rate | 39.5% | 62.3%-22.8pp | 69.3%-29.8pp | 70.7%-31.2pp |
| Annual return | 12.38% | 19.07%-6.7pp | 41.31%-28.9pp | 28.51%-16.1pp |
| Employer contribution / active EE | $879 | $1,625-45.9% | $2,498-64.8% | $2,270-61.3% |
| Participant deferral / active EE | $1,578 | $2,762-42.9% | $3,722-57.6% | $3,740-57.8% |
| Admin fee / account holder | $168 | $493-65.9% | $5,665-97.0% | $513-67.2% |