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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC2 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $11,533 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,074 | $60,788+3.8% | $85,709-26.4% | $79,391-20.6% |
| Participation rate | 44.4% | 62.1%-17.7pp | 69.9%-25.4pp | 70.7%-26.3pp |
| Annual return | 13.53% | 16.57%-3.0pp | 21.49%-8.0pp | 116.88%-103.4pp |
| Employer contribution / active EE | $1,123 | $1,664-32.5% | $2,619-57.1% | $2,428-53.7% |
| Participant deferral / active EE | $2,063 | $2,920-29.3% | $3,924-47.4% | $4,046-49.0% |
| Admin fee / account holder | $233 | $439-47.0% | $6,876-96.6% | $627-62.9% |