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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $9,643 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,060 | $47,922+10.7% | $75,900-30.1% | $65,186-18.6% |
| Participation rate | 41.3% | 63.0%-21.7pp | 69.3%-28.0pp | 70.2%-28.9pp |
| Annual return | 20.29% | 24.12%-3.8pp | 30.73%-10.4pp | 29.39%-9.1pp |
| Employer contribution / active EE | $1,052 | $1,557-32.4% | $2,501-57.9% | $2,177-51.7% |
| Participant deferral / active EE | $1,914 | $2,550-24.9% | $3,604-46.9% | $3,514-45.5% |
| Admin fee / account holder | $166 | $532-68.7% | $5,421-96.9% | $847-80.4% |