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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,075 | $88,583-62.7% | $88,497-62.6% | $273,972-87.9% |
| Participation rate | 56.3% | 83.5%-27.2pp | 82.4%-26.2pp | 83.0%-26.8pp |
| Annual return | 7.55% | 5.68%+1.9pp | 7.63%-0.1pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,566 | $4,502-65.2% | $4,036-61.2% | $4,869-67.8% |
| Participant deferral / active EE | $2,903 | $4,891-40.7% | $4,899-40.8% | $5,287-45.1% |
| Admin fee / account holder | $0 | $8,980-100.0% | $6,220-100.0% | $10,133-100.0% |