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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,710 | $77,976-68.3% | $81,367-69.6% | $125,389-80.3% |
| Participation rate | 66.7% | 83.3%-16.6pp | 82.3%-15.6pp | 83.2%-16.5pp |
| Annual return | -0.69% | -2.85%+2.2pp | -0.92%+0.2pp | 282.24%-282.9pp |
| Employer contribution / active EE | $1,715 | $4,366-60.7% | $3,930-56.4% | $4,866-64.8% |
| Participant deferral / active EE | $3,077 | $5,646-45.5% | $5,383-42.8% | $5,352-42.5% |
| Admin fee / account holder | $0 | $12,476-100.0% | $8,926-100.0% | $9,541-100.0% |