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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,756 | $90,590-50.6% | $90,782-50.7% | $135,380-66.9% |
| Participation rate | 46.2% | 83.7%-37.6pp | 82.7%-36.5pp | 82.6%-36.5pp |
| Annual return | -6.65% | -3.40%-3.3pp | -3.42%-3.2pp | 519.81%-526.5pp |
| Employer contribution / active EE | $1,792 | $4,352-58.8% | $4,105-56.4% | $4,779-62.5% |
| Participant deferral / active EE | $3,537 | $5,407-34.6% | $5,366-34.1% | $5,609-36.9% |
| Admin fee / account holder | $5,411 | $7,683-29.6% | $5,908-8.4% | $10,828-50.0% |