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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,240 | $111,301-68.3% | $112,977-68.8% | $158,982-77.8% |
| Participation rate | 60.0% | 83.5%-23.5pp | 82.6%-22.6pp | 82.0%-22.0pp |
| Annual return | 12.43% | 26.40%-14.0pp | 24.24%-11.8pp | 302.99%-290.6pp |
| Employer contribution / active EE | $1,710 | $4,471-61.8% | $4,255-59.8% | $4,763-64.1% |
| Participant deferral / active EE | $3,419 | $5,880-41.9% | $5,836-41.4% | $5,983-42.9% |
| Admin fee / account holder | $22,030 | $8,392+162.5% | $6,294+250.0% | $11,252+95.8% |