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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,908 | $157,304+4.8% | $141,197+16.8% | $152,909+7.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.47% | 64.34%-44.9pp | 71.41%-51.9pp | 345.46%-326.0pp |
| Employer contribution / active EE | $10,132 | $5,263+92.5% | $4,736+113.9% | $4,764+112.7% |
| Participant deferral / active EE | $6,285 | $7,111-11.6% | $6,710-6.3% | $5,851+7.4% |
| Admin fee / account holder | $27,613 | $12,126+127.7% | $10,265+169.0% | $11,601+138.0% |