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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,908 | $157,270+4.9% | $141,173+16.8% | $152,870+7.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 19.47% | 64.33%-44.9pp | 71.40%-51.9pp | 345.34%-325.9pp |
| Employer contribution / active EE | $10,132 | $5,261+92.6% | $4,735+114.0% | $4,763+112.7% |
| Participant deferral / active EE | $6,285 | $7,110-11.6% | $6,710-6.3% | $5,850+7.4% |
| Admin fee / account holder | $27,613 | $12,121+127.8% | $10,262+169.1% | $11,597+138.1% |