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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,781 | $148,629+84.2% | $135,982+101.3% | $139,487+96.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 9.77% | 79.33%-69.6pp | 68.32%-58.6pp | 373.84%-364.1pp |
| Employer contribution / active EE | $3,433 | $5,247-34.6% | $4,859-29.4% | $4,755-27.8% |
| Participant deferral / active EE | $8,208 | $8,102+1.3% | $7,760+5.8% | $6,713+22.3% |
| Admin fee / account holder | $8,706 | $12,406-29.8% | $10,767-19.1% | $11,407-23.7% |