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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,405 | $165,351+30.3% | $149,710+43.9% | $158,931+35.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.63% | 348.19%-343.6pp | 276.63%-272.0pp | 302.86%-298.2pp |
| Employer contribution / active EE | $10,674 | $5,103+109.2% | $4,645+129.8% | $4,761+124.2% |
| Participant deferral / active EE | $6,638 | $7,181-7.6% | $6,842-3.0% | $5,982+11.0% |
| Admin fee / account holder | $1,624 | $10,807-85.0% | $9,309-82.6% | $11,247-85.6% |