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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,086 | $138,076+17.4% | $123,553+31.2% | $135,380+19.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.57% | 153.70%-160.3pp | 119.21%-125.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $8,620 | $5,152+67.3% | $4,628+86.3% | $4,779+80.4% |
| Participant deferral / active EE | $6,414 | $6,800-5.7% | $6,426-0.2% | $5,609+14.3% |
| Admin fee / account holder | $1,219 | $10,917-88.8% | $9,284-86.9% | $10,828-88.7% |