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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,540 | $100,970-4.4% | $96,5760% | $137,256-29.7% |
| Participation rate | 93.3% | 82.6%+10.7pp | 81.4%+11.9pp | 80.0%+13.4pp |
| Annual return | 17.55% | 38.16%-20.6pp | 38.47%-20.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $3,333 | $3,809-12.5% | $3,553-6.2% | $4,156-19.8% |
| Participant deferral / active EE | $5,185 | $8,286-37.4% | $7,956-34.8% | $6,407-19.1% |
| Admin fee / account holder | $2,081 | $11,312-81.6% | $11,381-81.7% | $12,270-83.0% |