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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,687 | $160,070+27.9% | $147,117+39.1% | $145,897+40.3% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.79% | 98.69%-84.9pp | 420.54%-406.8pp | 552.29%-538.5pp |
| Employer contribution / active EE | $7,145 | $5,285+35.2% | $4,932+44.9% | $4,663+53.2% |
| Participant deferral / active EE | $8,928 | $8,419+6.0% | $8,065+10.7% | $6,689+33.5% |
| Admin fee / account holder | $16,705 | $15,035+11.1% | $12,993+28.6% | $13,390+24.8% |