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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,687 | $160,040+27.9% | $147,096+39.2% | $145,877+40.3% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.79% | 98.49%-84.7pp | 419.75%-406.0pp | 551.28%-537.5pp |
| Employer contribution / active EE | $7,145 | $5,289+35.1% | $4,936+44.8% | $4,663+53.2% |
| Participant deferral / active EE | $8,928 | $8,429+5.9% | $8,071+10.6% | $6,691+33.4% |
| Admin fee / account holder | $16,705 | $15,050+11.0% | $13,005+28.4% | $13,402+24.6% |