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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,687 | $159,934+28.0% | $147,005+39.2% | $145,959+40.2% |
| Participation rate | 92.9% | 84.0%+8.9pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.79% | 98.24%-84.5pp | 418.76%-405.0pp | 561.95%-548.2pp |
| Employer contribution / active EE | $7,145 | $5,287+35.1% | $4,934+44.8% | $4,661+53.3% |
| Participant deferral / active EE | $8,928 | $8,427+5.9% | $8,070+10.6% | $6,689+33.5% |
| Admin fee / account holder | $16,705 | $15,053+11.0% | $13,006+28.4% | $13,398+24.7% |