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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,916 | $138,078+47.0% | $125,363+61.9% | $134,509+50.9% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -19.73% | 750.49%-770.2pp | 572.15%-591.9pp | 418.13%-437.9pp |
| Employer contribution / active EE | $6,627 | $5,245+26.3% | $4,815+37.6% | $4,741+39.8% |
| Participant deferral / active EE | $8,477 | $7,800+8.7% | $7,447+13.8% | $6,400+32.4% |
| Admin fee / account holder | $470 | $11,566-95.9% | $10,005-95.3% | $11,427-95.9% |