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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,550 | $138,075+11.2% | $123,552+24.3% | $135,379+13.4% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -7.47% | 153.70%-161.2pp | 119.20%-126.7pp | 519.79%-527.3pp |
| Employer contribution / active EE | $5,199 | $5,152+0.9% | $4,628+12.3% | $4,779+8.8% |
| Participant deferral / active EE | $9,570 | $6,800+40.7% | $6,426+48.9% | $5,609+70.6% |
| Admin fee / account holder | $939 | $10,917-91.4% | $9,285-89.9% | $10,828-91.3% |