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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,098 | $90,614+43.6% | $76,089+71.0% | $145,877-10.8% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 14.49% | 623.80%-609.3pp | 360.94%-346.5pp | 551.28%-536.8pp |
| Employer contribution / active EE | $2,242 | $3,324-32.6% | $2,690-16.7% | $4,663-51.9% |
| Participant deferral / active EE | $11,155 | $5,168+115.8% | $4,259+161.9% | $6,691+66.7% |
| Admin fee / account holder | $8,294 | $8,376-1.0% | $6,418+29.2% | $13,402-38.1% |