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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,133 | $82,288+114.0% | $68,794+156.0% | $134,509+30.9% |
| Participation rate | 62.5% | 75.1%-12.6pp | 69.0%-6.5pp | 81.2%-18.7pp |
| Annual return | -15.09% | -2.19%-12.9pp | -6.37%-8.7pp | 418.13%-433.2pp |
| Employer contribution / active EE | $1,676 | $3,301-49.2% | $2,656-36.9% | $4,741-64.6% |
| Participant deferral / active EE | $12,671 | $4,738+167.4% | $3,941+221.5% | $6,400+98.0% |
| Admin fee / account holder | $1,158 | $6,482-82.1% | $4,934-76.5% | $11,427-89.9% |