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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,054 | $102,638+105.6% | $81,991+157.4% | $158,966+32.8% |
| Participation rate | 62.5% | 75.5%-13.0pp | 69.3%-6.8pp | 82.0%-19.5pp |
| Annual return | 14.85% | 61.05%-46.2pp | 41.31%-26.5pp | 302.95%-288.1pp |
| Employer contribution / active EE | $1,000 | $3,241-69.2% | $2,498-60.0% | $4,762-79.0% |
| Participant deferral / active EE | $9,241 | $4,649+98.8% | $3,722+148.2% | $5,983+54.4% |
| Admin fee / account holder | $1,138 | $8,237-86.2% | $5,665-79.9% | $11,250-89.9% |