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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,410 | $106,524+261.8% | $152,301+153.1% | $87,485+340.5% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.4%+10.4pp | 68.9%+23.9pp |
| Annual return | 13.98% | 26.89%-12.9pp | 80.50%-66.5pp | 26.06%-12.1pp |
| Employer contribution / active EE | $6,517 | $3,371+93.3% | $4,624+40.9% | $2,596+151.0% |
| Participant deferral / active EE | $7,545 | $6,525+15.6% | $8,004-5.7% | $4,274+76.5% |
| Admin fee / account holder | $110,910 | $8,287+1238.4% | $14,398+670.3% | $7,775+1326.5% |