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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,403 | $93,598+208.1% | $135,974+112.1% | $75,173+283.7% |
| Participation rate | 97.5% | 75.2%+22.3pp | 81.9%+15.6pp | 67.2%+30.3pp |
| Annual return | 19.34% | 30.89%-11.6pp | 68.30%-49.0pp | 160.72%-141.4pp |
| Employer contribution / active EE | $5,953 | $3,538+68.3% | $4,859+22.5% | $2,671+122.9% |
| Participant deferral / active EE | $7,953 | $6,405+24.2% | $7,760+2.5% | $4,126+92.7% |
| Admin fee / account holder | $337 | $6,978-95.2% | $10,767-96.9% | $5,651-94.0% |