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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,793 | $98,776+176.2% | $149,745+82.2% | $79,856+241.6% |
| Participation rate | 88.6% | 75.8%+12.8pp | 82.5%+6.1pp | 69.6%+18.9pp |
| Annual return | 14.94% | 27.38%-12.4pp | 276.72%-261.8pp | 31.71%-16.8pp |
| Employer contribution / active EE | $7,253 | $3,217+125.4% | $4,646+56.1% | $2,471+193.5% |
| Participant deferral / active EE | $8,141 | $5,681+43.3% | $6,843+19.0% | $3,741+117.6% |
| Admin fee / account holder | $44,473 | $6,053+634.8% | $9,312+377.6% | $5,306+738.1% |