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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,325 | $102,429+254.7% | $147,096+147.0% | $80,925+349.0% |
| Participation rate | 89.3% | 75.9%+13.4pp | 82.2%+7.1pp | 67.7%+21.6pp |
| Annual return | 15.39% | 135.02%-119.6pp | 419.75%-404.4pp | 35.65%-20.3pp |
| Employer contribution / active EE | $8,246 | $3,716+121.9% | $4,936+67.1% | $2,756+199.2% |
| Participant deferral / active EE | $10,931 | $6,649+64.4% | $8,071+35.4% | $4,299+154.3% |
| Admin fee / account holder | $51,406 | $7,957+546.1% | $13,005+295.3% | $6,940+640.7% |