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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,092 | $89,370+184.3% | $141,197+80.0% | $72,976+248.2% |
| Participation rate | 97.1% | 75.1%+21.9pp | 82.5%+14.6pp | 69.5%+27.6pp |
| Annual return | 27.03% | 111.88%-84.8pp | 71.41%-44.4pp | 81.02%-54.0pp |
| Employer contribution / active EE | $6,413 | $3,115+105.9% | $4,736+35.4% | $2,440+162.8% |
| Participant deferral / active EE | $8,189 | $5,419+51.1% | $6,710+22.0% | $3,608+127.0% |
| Admin fee / account holder | $3,499 | $5,957-41.3% | $10,265-65.9% | $5,124-31.7% |