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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,410 | $106,749+261.0% | $145,433+165.0% | $82,448+367.5% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 13.98% | 27.59%-13.6pp | 66.58%-52.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $6,517 | $3,444+89.2% | $4,554+43.1% | $2,551+155.5% |
| Participant deferral / active EE | $7,545 | $6,519+15.7% | $7,897-4.5% | $4,139+82.3% |
| Admin fee / account holder | $110,910 | $8,390+1221.9% | $13,129+744.8% | $7,234+1433.1% |