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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,831 | $56,197-29.1% | $67,652-41.1% | $59,633-33.2% |
| Participation rate | 36.0% | 71.5%-35.5pp | 75.7%-39.7pp | 68.7%-32.7pp |
| Annual return | -1.66% | 18508.10%-18509.8pp | 6625.40%-6627.1pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $855 | $1,615-47.0% | $2,266-62.3% | $2,203-61.2% |
| Participant deferral / active EE | $2,807 | $2,844-1.3% | $3,560-21.1% | $3,192-12.0% |
| Admin fee / account holder | $415 | $3,958-89.5% | $4,821-91.4% | $4,297-90.3% |