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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,849 | $112,131+12.2% | $95,964+31.1% | $158,982-20.8% |
| Participation rate | 56.3% | 79.0%-22.7pp | 77.1%-20.8pp | 82.0%-25.7pp |
| Annual return | 16.26% | 171.19%-154.9pp | 91.64%-75.4pp | 302.99%-286.7pp |
| Employer contribution / active EE | $1,499 | $3,199-53.1% | $2,541-41.0% | $4,763-68.5% |
| Participant deferral / active EE | $5,872 | $4,784+22.7% | $4,167+40.9% | $5,983-1.9% |
| Admin fee / account holder | $14 | $10,136-99.9% | $6,797-99.8% | $11,252-99.9% |