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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,307 | $124,346+37.0% | $111,308+53.0% | $167,536+1.7% |
| Participation rate | 47.1% | 79.6%-32.6pp | 77.3%-30.3pp | 82.1%-35.1pp |
| Annual return | 15.78% | 37.45%-21.7pp | 54.67%-38.9pp | 478.82%-463.0pp |
| Employer contribution / active EE | $1,382 | $3,437-59.8% | $2,732-49.4% | $4,839-71.4% |
| Participant deferral / active EE | $5,568 | $5,182+7.5% | $4,487+24.1% | $6,342-12.2% |
| Admin fee / account holder | $1,804 | $10,621-83.0% | $7,965-77.4% | $12,315-85.4% |