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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,615 | $98,240-25.1% | $82,312-10.6% | $147,586-50.1% |
| Participation rate | 44.4% | 79.7%-35.3pp | 76.9%-32.4pp | 82.8%-38.4pp |
| Annual return | 15.86% | 30.85%-15.0pp | 25.88%-10.0pp | 578.59%-562.7pp |
| Employer contribution / active EE | $956 | $3,192-70.0% | $2,428-60.6% | $4,876-80.4% |
| Participant deferral / active EE | $3,927 | $4,383-10.4% | $3,706+6.0% | $5,439-27.8% |
| Admin fee / account holder | $14 | $8,563-99.8% | $5,608-99.8% | $10,886-99.9% |