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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,236 | $114,119-73.5% | $107,187-71.8% | $138,895-78.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 6.05% | 273.21%-267.2pp | 204.55%-198.5pp | 145.39%-139.3pp |
| Employer contribution / active EE | $2,039 | $4,059-49.8% | $3,782-46.1% | $4,194-51.4% |
| Participant deferral / active EE | $1,877 | $5,538-66.1% | $5,096-63.2% | $6,396-70.7% |
| Admin fee / account holder | $3,909 | $10,024-61.0% | $9,162-57.3% | $12,562-68.9% |