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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,498 | $115,810-41.7% | $101,271-33.3% | $158,966-57.5% |
| Participation rate | 92.3% | 79.4%+12.9pp | 75.8%+16.5pp | 82.0%+10.3pp |
| Annual return | 2.07% | 56.15%-54.1pp | 46.48%-44.4pp | 302.95%-300.9pp |
| Employer contribution / active EE | $9,216 | $4,175+120.7% | $3,660+151.8% | $4,762+93.5% |
| Participant deferral / active EE | $578 | $4,958-88.3% | $4,371-86.8% | $5,983-90.3% |
| Admin fee / account holder | $1,350 | $7,248-81.4% | $5,948-77.3% | $11,250-88.0% |