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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,935 | $111,814-68.8% | $103,378-66.2% | $145,978-76.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.48% | 24.80%-19.3pp | 24.91%-19.4pp | 550.52%-545.0pp |
| Employer contribution / active EE | $2,632 | $4,215-37.6% | $3,870-32.0% | $4,662-43.5% |
| Participant deferral / active EE | $1,010 | $5,618-82.0% | $5,058-80.0% | $6,690-84.9% |
| Admin fee / account holder | $14,223 | $9,764+45.7% | $8,401+69.3% | $13,400+6.1% |