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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,296 | $133,981-67.7% | $112,249-61.4% | $134,532-67.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -12.85% | 47.16%-60.0pp | 27.48%-40.3pp | 418.27%-431.1pp |
| Employer contribution / active EE | $4,953 | $4,040+22.6% | $3,636+36.2% | $4,741+4.5% |
| Participant deferral / active EE | $822 | $5,292-84.5% | $4,729-82.6% | $6,401-87.2% |
| Admin fee / account holder | $1,130 | $7,492-84.9% | $6,412-82.4% | $11,429-90.1% |