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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,997 | $125,184-79.2% | $105,607-75.4% | $145,884-82.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.78% | 225.00%-214.2pp | 116.11%-105.3pp | 551.85%-541.1pp |
| Employer contribution / active EE | $1,804 | $3,720-51.5% | $3,167-43.0% | $4,662-61.3% |
| Participant deferral / active EE | $2,559 | $5,714-55.2% | $5,011-48.9% | $6,690-61.7% |
| Admin fee / account holder | $1,648 | $17,133-90.4% | $10,958-85.0% | $13,392-87.7% |