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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,896 | $118,488-80.7% | $98,462-76.7% | $139,487-83.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 16.15% | 18.96%-2.8pp | 21.17%-5.0pp | 373.84%-357.7pp |
| Employer contribution / active EE | $1,800 | $3,611-50.1% | $3,049-40.9% | $4,755-62.1% |
| Participant deferral / active EE | $2,904 | $5,393-46.2% | $4,738-38.7% | $6,713-56.7% |
| Admin fee / account holder | $1,666 | $13,868-88.0% | $8,875-81.2% | $11,407-85.4% |