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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $307,648 |
UBS FINANCIAL SERVICES INC6+ years Filed as: UBS FINANCIAL SERVICES, INC PAYMENT Service code 70 · EIN 13-2638166 | Consulting Fees | $45,000 |
CROWE LLP4 years Service code 10 · EIN 35-0921680 | Accounting | $16,500 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,885 | $63,259-44.9% | $178,510-80.5% | $93,223-62.6% |
| Participation rate | 88.1% | 72.1%+16.0pp | 81.9%+6.2pp | 74.9%+13.2pp |
| Annual return | 12.75% | 19.93%-7.2pp | 151.13%-138.4pp | 19.29%-6.5pp |
| Employer contribution / active EE | $420 | $1,865-77.5% | $5,011-91.6% | $2,680-84.3% |
| Participant deferral / active EE | $3,221 | $3,372-4.5% | $5,202-38.1% | $4,563-29.4% |
| Admin fee / account holder | $59 | $58+2.4% | $13,988-99.6% | $79-25.0% |