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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,462 | $129,737+190.9% | $119,126+216.9% | $154,746+143.9% |
| Participation rate | 70.0% | 78.9%-8.9pp | 75.8%-5.8pp | 80.7%-10.7pp |
| Annual return | 11.71% | 379.08%-367.4pp | 282.11%-270.4pp | 172.34%-160.6pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $9,977 | $5,842+70.8% | $5,318+87.6% | $6,730+48.2% |
| Admin fee / account holder | $98,299 | $11,961+721.9% | $10,693+819.3% | $14,365+584.3% |