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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,244 | $115,810+120.4% | $101,271+152.0% | $158,966+60.6% |
| Participation rate | 95.5% | 79.4%+16.1pp | 75.8%+19.6pp | 82.0%+13.5pp |
| Annual return | 9.05% | 56.15%-47.1pp | 46.48%-37.4pp | 302.95%-293.9pp |
| Employer contribution / active EE | $6,820 | $4,175+63.3% | $3,660+86.3% | $4,762+43.2% |
| Participant deferral / active EE | $8,474 | $4,958+70.9% | $4,371+93.9% | $5,983+41.6% |
| Admin fee / account holder | $3,150 | $7,248-56.5% | $5,948-47.0% | $11,250-72.0% |