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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,940 | $134,001+91.7% | $112,258+128.9% | $134,509+91.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.38% | 47.15%-61.5pp | 27.47%-41.8pp | 418.13%-432.5pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $10,086 | $5,291+90.6% | $4,728+113.3% | $6,400+57.6% |
| Admin fee / account holder | $30,876 | $7,491+312.2% | $6,411+381.6% | $11,427+170.2% |